Economic gains: Eliminate rent burden: If renters weren’t paying too much rent, they could spend more on family needs and in the community.
Insights & Analyses
- In 2019, renter households in the Bay Area would have had an additional $5.4 billion in spending power if rent burden were eliminated.
- Black and Asian or Pacific Islander rent-burdened households would see the largest percentage increases in disposable income.
- Among the nine counties in the region, renters in San Francisco would see the highest average percentage increase in disposable income with no rent burden.
Drivers of Inequity
Historically, the appropriation of land from Indigenous people and explicitly discriminatory policies like redlining and restrictive covenants created inequitable access to quality affordable homes in neighborhoods with good schools, parks, access to transit, and other ingredients for social and economic success. Today’s rising housing burdens, especially among renters, are caused by skyrocketing rents and stagnant wages for all but the highest earners. Housing production has not kept up with job growth and there is a dire shortage of affordable homes and a lack of financing to build them. Meanwhile, the tech boom precipitated an influx of highly paid knowledge-economy workers and put enormous pressure on the housing market, driving up rents and home prices. Rent stabilization can moderate rent increases, but these policies only cover about a quarter of Bay Area rental homes and are restricted to older, multifamily buildings by the state's Costa Hawkins law.
Strategies
Build community power: Strategies to ensure that renters thrive
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Ensure strong tenant protections, such as just cause eviction ordinances, rent control policies, anti-harassment policies, and free or low-cost legal assistance for tenants facing eviction.
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Support tenant organizing and the growth of tenant unions.
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Raise resources and create new sources of financing to preserve and build affordable homes.
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Increase the number of permanently affordable homes through community land trusts, limited equity cooperatives, and deed-restricted housing.
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Include affordable homes within new market-rate developments using inclusionary zoning, community benefits agreements, density bonuses, or other tools.
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Preserve affordable rental housing, particularly apartments located near job centers, public transit, and services.
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Provide emergency rental assistance to prevent eviction and homelessness.
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Expand California’s renters' tax credit to return more income to low-income families.
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Bolster renter incomes by improving the quality and wages of low-wage jobs, expanding income supports, reducing the cost of childcare, and ensuring access to quality jobs.
Strategy in Action
Alameda County voters approve regional housing bond. In 2016, voters in Alameda County approved Measure A1, an affordable housing bond, which will create and protect affordable housing options for vulnerable residents, including seniors, veterans, and people with disabilities. The measure has already allocated $79 million in commitments from fees on property owners amounting to $12 to $14 per $100,000 of assessed value, contributing toward the development of nearly 1,000 new affordable units. Learn more.

In Their Own Words...
“ I cannot take one day off or afford to be sick because now I pay more money for rent. $1,425 was what I used to pay — now its $1,950.”
Betty Gabaldon had lived in her Concord apartment with her daughter for eight years and was actively organizing her building to form a tenants association (with help from EBASE and Tenants Together) when her new landlord issued her a 60-day eviction notice for no cause. She searched for a new home in Concord, where she works in two retail jobs, but could not find anything affordable. She was able to find a place in Walnut Creek, but the higher rent forces her to make tradeoffs between rent and other household needs. Betty continues to advocate for policies that protect tenants and their right to organize.
Photo: Felix Uribe

Resources
- Reports: The Housing Crisis Hits Home in Concord; Race, Inequality, and the Resegregation of the Bay Area; Economic Prosperity Strategy Report; Roots, Race, & Place: A History of Racially Exclusionary Housing in the San Francisco Bay Area
- Data: Self-Sufficiency Standard Tool for California; Urban Displacement Project; Anti-Eviction Mapping Project; California Housing Partnership Preservation Clearinghouse; Association of Bay Area Governments (ABAG)